What is MMI?

The Melbourne Microfinance Initiative (MMI) is the first and largest Australian student-run microfinance organisation providing consulting services to microfinance institutions globally with a vision of having a direct impact on communities in need. We hope to empower individuals to create social change.

What is Microfinance?

Microfinance is type of banking service that is provided to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financial services. Ultimately, the goal of microfinance is to give low income people an opportunity to become self-sufficient by providing a means of saving money, borrowing money and insurance.

What we do


Our Initiatives team provides pro-bono consulting services to Microfinance Institutions (MFIs). By doing this we aim to solve their organisational challenges and have a tangible impact on improving the lives of underprivileged communities.


MMI holds many events throughout the year aimed both at building the skillset of students and showing them how they can have a positive social impact through their work.

The People We Impact

This little girl was the first child of a young woman in her 20s. In the past ten years she has managed to take out 3 loans from microfinance organisations and managed to ramp up her garment production by 5 times.

Young Child Philippines

Maria is a successful small business owner. She is the primary earner for her family and runs a small roadside shop in the village of Terra-Santa. She supports a household of 9 and pays for the education of her brother and children.  

Maria Timor Leste

Minga is the primary earner for a household of 10 and is raising 6 children not of her own, all while earning less than $2 a day without access to conventional financial services. She sells bananas in the village of Comoro.

Minga Timor Leste
Find out more about Initiatives

Become A Member

Interested in MMI events and want to participate? Become a member online!

Upcoming Events

Week 1, Thursday: MMI Launch (1/3/2018)

Hear about the events MMI is planning for the year, as well as an overview of the exciting overseas microfinance projects we are involved in, and how you can potentially get involved. It will be a great opportunity to find out what we do, meet the committee and make new friends.


Find out more information here.

See our full events calendar